After a crash, one of the first questions most people ask is: who’s going to pay for all this medical treatment? In Georgia, the answer depends on a few key factors—including who was at fault and what kind of insurance coverage is available.

If the other driver caused the accident, their insurance is responsible for covering your medical expenses. But that money usually doesn’t arrive right away. It may take weeks or even months to settle your case or win in court. In the meantime, your medical bills are still due.

Here are the most common ways medical bills get paid after a Georgia car accident:

- Your own health insurance (which may seek reimbursement later)

- Medical payments coverage (MedPay), if included in your auto policy

- Out-of-pocket payment or payment plans

- A letter of protection from your attorney, allowing you to delay payment until your case settles

Imagine this

You're rear-ended in Midtown Atlanta and taken to Grady Hospital with a back injury. Your bills total $14,000. The other driver admits fault, but their insurance company offers a low settlement. Your attorney negotiates with the hospital, delays collections, and ultimately secures a full payout that covers your medical costs and more.

It’s important to note that Georgia does not have no-fault insurance. That means the at-fault driver’s insurance must be pursued for reimbursement—but that doesn’t help with your immediate bills unless you have MedPay or other support.

An experienced car accident lawyer in Atlanta can help you explore every available option, protect your credit, and negotiate fair repayment terms while your case is ongoing. We also work to make sure your final settlement accounts for all current and future medical needs.

If you’ve been hurt in a Georgia car accident and don’t know how you’ll afford your treatment, contact us today. We’ll review your case, explain your rights, and help you move forward with confidence.